Benefits

There are several reasons why our International Prudence Bond (IPB) could be a good choice for your clients.

Why IPB could suit your clients

Our International Prudence Bond (IPB) is a medium to long term investment through a life insurance plan offering the tax advantages of a Dublin-based bond combined with the following unique range of funds:

  • Equity and managed multi-asset funds which utilise the asset allocation expertise of the Portfolio Management Group and offer a truly global investment perspective
  • PruFund Range of Funds

It can also offer your clients:

  • Funds denominated in euro, sterling and US dollars
  • A 101% death benefit if the assured is 75 or under, if they are 76 or over the death benefit is 100.1%
  • A minimum investment of only £20,000, €25,000 or $35,000
  • A minimum allocation rate of 100%
  • An Annual Growth Reward - which enhances the growth potential of their investment by adding an extra 0.1% of the bond value from the end of year one, where no regular or partial withdrawals are made
  • Funds featuring smoothing to help reduce the volatility of client investments
  • A top-up facility from £15,000, €20,000 or $25,000
  • Flexible withdrawal options(potentially subject to charges) so your clients can access their funds when it suits them
  • 20 free switches in any 12-month rolling period

It's an effective and efficient way to access a powerful range of investment solutions that cater for a variety of investor needs.

For more information on IPB, please see the following documents or get in touch with your Account Manager.

Further information
Adviser SupportCode
IPB Key Features (Life Assured)IPBK10164
IPB Key Features (Capital Redemption)IPBK10165
IPB Fast FactsIPBB10032
IPB Statement of Charges (Life Assured)IPBM10158
IPB Statement of Charges (Capital Redemption)IPBM10160
Client SupportCode
A Guide to IPBIPBB10044