Benefits
There are several reasons why our International Prudence Bond (IPB) could be a good choice for your clients.
Why IPB could suit your clients
Our International Prudence Bond (IPB) is a medium to long term (5-10 years) investment through a life assurance plan offering the tax advantages of a Dublin-based bond combined with the following unique range of funds:
Equity and managed multi-asset funds which utilise the asset allocation expertise of the Portfolio Management Group and offer a truly global investment perspective
PruFund Range of Funds
It can also offer your clients:
Funds denominated in euro, sterling and US dollars
A 101% death benefit if the assured is 75 or under, if they are 76 or over the death benefit is 100.1%
A minimum investment of only £20,000, €25,000 or $35,000
A minimum allocation rate of 100%
An Annual Growth Reward - which enhances the growth potential of their investment by adding an extra 0.1% of the bond value from the end of year one, where no regular or partial withdrawals are made
Funds featuring smoothing to help reduce the volatility of client investments
A top-up facility from £15,000, €20,000 or $25,000
Flexible withdrawal options (potentially subject to charges) so your clients can access their funds when it suits them
20 free switches in any 12-month rolling period
It's an effective and efficient way to access a powerful range of investment solutions that cater for a variety of investor needs.
For more information on IPB, please see the following documents or get in touch with your Account Manager.